Your money,
finally under control.
Track expenses, set budgets, and actually understand where your money goes — without spreadsheets or complicated setups.
Free. No account required. Works offline.
Everything you need. Nothing you don't.
Designed to be simple on the surface, powerful underneath.
Expense tracking
Log income and expenses in seconds. Auto-categorized so you never have to think twice.
Budget control
Set limits per category. Get notified before you overspend, not after.
Spending insights
Visual charts show exactly where your money goes each month. No surprises.
Savings goals
Set a target, track progress, celebrate when you hit it. One goal at a time.
Multi-device sync
iCloud and Google sync keep your data consistent wherever you are.
Private by design
Your data stays on your device. We never store or see your financial information.
See the full picture
of your money.
Most people don't know where their money actually goes. XMoney shows you — clearly, simply, without judgment. Once you see it, you can change it.
Questions
The ones we get asked most.
Start tracking today.
Free. No account. No subscription. Just open it and go.